The Commuter

Michael MacCauley, an NYPD officer turned insurance agent, takes the same daily train commute on the Hudson Line from Tarrytown to Grand Central Terminal. He is abruptly laid off from his job, endangering his family's financial security. Waiting to reveal his dismissal to his wife and son, he instead confides in Murphy, his ex-partner still on the police force. On the train home, Michael meets a mysterious married woman, Joanna, who proposes a "hypothetical" situation: she asks him to locate "Prynne," the alias of an unknown passenger who Joanna claims has a stolen item. Joanna tells Michael that he will find $25,000 in the bathroom and be paid a further $75,000 when his task is done. Alluding to Michael being a former cop, she departs, and he finds the $25,000.