Frank and Nancy Teagarten drive five hours to take their daughter Rachel to an Ivy League college to study to be a vet, then proceed to have a wild week. As soon as they arrive home, a Volvo towtruck comes to reposess their SUV, as their lease payments are late. Frank explains the root of his financial hardship, which stems from an artificial heart valve he had invested in got bad press so he lost everything. The repo man takes pity on him, as he himself had been a paramedic, so says he will report he did not find them for now.